Home Page Menu
P60 Pension Pay Advice

Your 2026 P60 and Pension Pay Advice

I am pleased to provide you with your April 2026 pension pay advice, P60, information about the pensions increase award and other general information you may find useful.

Changes to Pensions Increase 2026

The Annual Pensions Increase award for 2026 is 3.8%. The increase to your pension is payable from the 6 April 2026 which means your April payment is made up of 5 days at the old rate and 25 days at the new rate. If your pension started on or after 22 April 2025 you are not entitled to receive the full increase of 3.8% as your pension has not been in payment for a full year. Please see the table below for details of the increases that will be applied in this instance:

Pension beginning on or after Amount of Increase Pension beginning on or after Amount of Increase
22 April 2025 3.48% 22 October 2025 1.58%
22 May 2025 3.17% 22 November 2025 1.27%
22 June 2025 2.85% 22 December 2025 0.95%
22 July 2025 2.53% 22 January 2026 0.63%
22 August 2025 2.22% 22 February 2026 0.32%
22 September 2025 1.90% 22 March 2026 0.00%

The amount of your pension increase is set by HM Treasury under the Pension (Increase) Act 1971. You can read more information about this year’s pension increase in our 'Questions and Answers' section.

The Government confirmed in last November’s Autumn Statement that the State Pension will rise from April 2026 by 4.8%. This rise is in line with the Government’s 'triple lock', which guarantees that the increase payable from April will be the highest of three measures - the September 2025 CPI inflation measure, average earnings growth between May and July 2025 (including bonuses), or 2.5%.

As average wage growth was the highest of the three measures the State Pension will increase by 4.8% from April 2026.

Pension Pay Increase Q&A

Q. Why isn’t the full pension increase paid in April?
A. The pension increase is payable from the first Monday following the beginning of the new tax year. This year the pension increase is payable from 6 April 2026. Therefore, up to 5 April 2026 your pension is payable at the old rate.
Q. I worked out 3.8% increase on my pension, but I have not received as much as the amount I calculated. Why would that be?
A. It could be that you have not been in receipt of a pension for a full year and so will receive a proportionate amount, or that part of your pension includes a Guaranteed Minimum Pension. The pension increase is paid differently in these circumstances. Read more FAQs below for a further explanation.
Q. What is a Guaranteed Minimum Pension (GMP)?
A. The LGPS was contracted out of the State Earnings Related Pension Scheme (SERPS). If you paid in to the LGPS between 6 April 1978 and 5 April 1997, you may have a GMP. A GMP is split into two parts, the first covering 6 April 1978 to 5 April 1988 and the second part covering 6 April 1988 to 5 April 1997. GMPs are no longer accrued from 6 April 1997. A GMP is based on the state entitlement you would have earned if you were in SERPS at the time. We check that the amount of pension we pay you is equal to or more than the amount of your GMP. In most cases your LGPS pension is higher than your GMP. The GMP is paid as part of your local government pension, not in addition.
Q. How do I know if I am entitled to a GMP?
A. The Department for Work and Pensions (DWP) notifies you if you are entitled to a GMP and refer to the GMP as the Contracted Out Pension Equivalent (COPE) in any correspondence to you.
Q. How is pension increase calculated on my pension?
A. We calculate pension increase on your annual pension at the end of March 2026 less any GMP amount if applicable. Please note that responsibility for payment of the pension increases on the GMP is shared between East Riding Pension Fund and the DWP depending on the date you reach State Pension Age (SPA).
Q. How are payments of the pension increases on my GMP shared?
A. If your SPA is after 5 April 2016 we pay the full increase on both parts of the GMP with your local government pension. If your SPA is before 6 April 2016 the DWP pay the full increase, no matter what the percentage is, on the GMP up to 5 April 1988 with your State Pension. For the GMP accrued between 6 April 1988 and 5 April 1997, we pay the first 3% increase and the DWP pay any increase above 3% with your State Pension. This year, as inflation is 3.8%, you will receive 3% increase on the post-1988 element of the GMP paid with your local government pension, and the DWP pay the remaining 0.8% with your State Pension.
Q. I am under age 55, why hasn’t my pension increased?
A. If you are aged under 55 and retired on the grounds of ill health, or your deferred pension was brought into payment because you are permanently unable to undertake any regular full-time employment, you will receive an increase to your pension in April as described on page 1. However, if your deferred pension was brought into payment early because of ill health, but you are not permanently unable to undertake any regular full-time employment, your pension will not be increased until you reach age 55.
Q. What pension benefits are payable to my family and loved ones when I die?
A. A survivor’s pension may be payable to any spouse, civil partner or, if you were in the scheme after 1 April 2008, an eligible cohabiting partner. Children’s pensions are payable to children who meet the eligibility criteria. This is separate to any survivor’s pensions payable. More information can be found on our website.

If you received a share of your ex-spouse’s pension following a divorce, you are a pension credit member and there are no death benefits payable.

Your Pension Paydays 2026–2027

MonthPay Date
April 2026Thursday, 30 April
May 2026Friday, 29 May
June 2026Tuesday, 30 June
July 2026Friday, 31 July
August 2026Friday, 28 August
September 2026Wednesday, 30 September
MonthPay Date
October 2026Friday, 30 October
November 2026Monday, 30 November
December 2026Thursday, 31 December
January 2027Friday, 29 January
February 2027Friday, 26 February
March 2027Wednesday, 31 March
CHANGING YOUR PAYMENT DETAILS
For security reasons, we cannot accept changes over the telephone. The quickest way is via our secure online service, Member Self‑Service (ERPFMSS).

You can also notify us in writing to the address quoted on the back of this communication. You must provide the following personal information when telling us of your change of payment details:
  • Full Name
  • Pension Number
  • Bank or Building Society Name
  • Sort Code
  • Account Number
Please do not include the long number which appears on the front of your bank card, nor the 3-digit security code on the back.

Any changes should be notified before the 16th of the month for the change to be implemented otherwise, the change will be made from the next available month following receipt of your notification.

RETURNED PAYMENTS
If payments are returned from your bank, your pension will be suspended until we can obtain correct and up-to-date banking information. Please contact our Payroll Team on (01482) 394113 (choose Option 2) quoting your Pension Number if you have not received your monthly pension payment.
ACCESS AND FAIRNESS IN THE LGPS
From 1 April 2026 the Government made changes to the LGPS to equalise survivor pensions to remove discrimination that arose because survivor benefits were historically calculated differently depending on the sex of the member and legal relationship status. The changes apply from 1 April 2026.

Some survivor pensions already in payment will be increased as more of the deceased member’s service before 1 April 2014 will now count, and arrears and interest may be payable. The changes apply to deaths dating back to:
  • 5 December 2005 for opposite sex marriages and same sex civil partnerships
  • 13 March 2014 for same sex marriages
  • 31 December 2019 for opposite sex civil partnerships
Cohabiting partner pensions may also increase if the member died between 1 April 2008 and 31 March 2014.

Some survivor pensions will become payable for the first time because of these changes. This is most likely to affect male survivors of female members who left the LGPS before April 1988. If you think you may be entitled to a survivor pension not already in payment because of these changes, please contact the Fund. If you are already receiving a survivor pension, the Fund will be in touch if any extra pension is due to you.

The Government has also removed the age 75 restriction on payment of a death grant. This applies to deaths from 1 April 2014. The Fund is working to identify any new death grants in respect of members who died after age 75 since April 2014 and will make contact with personal representatives to arrange payment as soon as possible. Interest for late payment will be added. For more information about when a death grant is payable, visit the Fund website.
DEATH BENEFITS AND INHERITANCE TAX CHANGES FROM APRIL 2027
At present, no lump sum death grant paid from the LGPS is subject to inheritance tax, as it is not included as part of a deceased member’s estate. The Government has announced that from 6 April 2027, LGPS death grants will be included as part of a member’s estate for inheritance tax purposes. This means that inheritance tax rules will apply in some cases from that date, although there are exemptions for pension death benefits passing to a surviving spouse, civil partner or a registered charity. However, many death grants will still be payable from 6 April 2027 without being taxed if the deceased member’s estate falls below the current inheritance tax threshold of £325,000.

POWER OF ATTORNEY
A power of attorney (POA) is a legal document that lets you give one or more individuals the power to make decisions and manage your money, property and/or your health and welfare. The Fund can, by prior arrangement, make payments to a carer’s bank account on behalf of a member without a POA document. However, anyone who is worried about whether they will be able to continue to manage their wider affairs in the future can find out more information by contacting the Office of the Public Guardian (OPG) on 0300 456 0300 or by visiting erpf.org.uk. If you already have a financial power of attorney in place which covers dealing with your financial affairs, such as your pension benefits, please can you send the full copy of this document to the Fund. We can then place this on your record and liaise with the chosen legal representative you have appointed.
MOVED ADDRESS?
Please ensure that you inform us if you change your address as soon as possible, as any returned post received by the Fund may result in the suspension of your pension payments until we have been informed of your new address. The quickest way to notify us is via our secure online service, ‘ERPFMSS’. Alternatively, you can also notify us in writing to the address given on the back page under useful contacts or complete the ‘Reporting a Change of Address’ form. You can download this form from our website at: erpf.org.uk
PROTECTING YOUR PENSION
The East Riding Pension Fund (ERPF) has a ‘duty of care’ to protect your money and guard against fraud. It is also an audit requirement that from time to time we need to check that you are receiving the pension you are entitled to. The ERPF carries out a number of initiatives in order to protect your money. Firstly, under the National Fraud Initiative, public agencies and local authorities ‘share and compare’ the information they hold about us. When information does not tie up, it’s investigated, often by the police. We take part in this initiative which is normally run every two years. Secondly, the ERPF work with a third party to carry out monthly mortality checks therefore reducing potential overpayments. Finally, the ERPF may also issue you with a life certificate. These certificates are used to confirm you are still entitled to your pension.

Useful Contacts

East Riding Pension Fund
📧 erpf@eastriding.gov.uk
For all queries about your LGPS pension:
☎ (01482) 394113 Helpline: option 2
(Monday – Thursday 8.30am to 5.00pm and Friday 8.30am to 4.30pm)

PO Box 118, Council Offices, Church Street, Goole,
East Riding of Yorkshire DN14 5BG
Tax Queries
HMRC Tax office - for all tax related queries.
▶ gov.uk/log-in-register-hmrc-online-services
☎ 0300 200 3300 (Monday – Friday 8am–6pm)
State Pension (DWP)
To claim your pension call
☎ 0800 731 7898 (Monday–Friday 8am–5pm)

To talk to someone about your state pension:
☎ 0800 731 0469 (Monday–Friday 9am–6pm)
▶ gov.uk/contact-pension-service
Pension Credits (State Benefit)
▶ gov.uk/pension-credit/how-to-claim
To claim your pension call
☎ 0800 991 234 (Monday–Friday 8am–6pm)

To talk to someone about your pension credits call
☎ 0800 731 0469 (Monday–Friday 9am–5pm)
MoneyHelper
Free and impartial money and pensions service set up by the Government
▶ moneyhelper.org.uk
Pensions Helpline call
☎ 0800 111 3797 (Monday–Friday 9am–5pm)
Age UK
Charity offering free advice and support visit
▶ ageuk.org.uk
Age UK advice line:
☎ 0800 678 1602 (8am–7pm daily)
Citizens Advice
National charity providing advice and support services
▶ citizensadvice.org.uk
Advice line:
☎ 0800 144 8848 (Monday–Friday 9am–5pm)
Pension Tracing Service
Government service to help you locate lost pensions.
▶ gov.uk/find-pension-contact-details
☎ 0800 731 0193 (Monday–Friday 8am–6pm)
Office of the Public Guardian
To make or change a lasting power of attorney.
▶ lastingpowerofattorney.service.gov.uk/home
☎ 0300 456 0300
✉ customerservices@publicguardian.gov.uk